The services we offer
Business and Commercial
At makFIN Capital, we specialise in delivering tailored funding solutions that help businesses grow, adapt, and thrive. With decades of experience across commercial banking, structured finance, and business advisory, we understand the unique challenges faced by business owners and corporate clients. Our expertise allows us to structure facilities that not only meet immediate needs but also support long-term success. Our business and commercial lending solutions include:
- Secured Term Loans – for acquisitions, expansion, and major business investments
- Unsecured Loans – for working capital, operational expenses, purchasing inventory or equipment and managing cash flow gaps
- Working Capital Facilities – overdrafts, trade finance, and debtor/invoice finance
- Asset & Equipment Finance – tailored solutions for vehicles, plant, and machinery
- Property & Development Finance – including commercial real estate and construction lending
- Agribusiness & Rural Lending – seasonal funding, equipment finance, and property loans
- Refinancing & Debt Restructuring – optimising existing facilities to improve cash flow and reduce costs
With access to a whole of market panel of lenders, from major banks to specialist financiers, we secure competitive terms and flexible structures designed around your goals. From SMEs to large corporates, our clients trust us to manage complexity, negotiate effectively, and deliver outcomes with clarity and confidence.
Specialised Lending
Some funding requirements don’t fit neatly into traditional categories. That’s where makFIN Capital’s expertise in complex and specialised lending comes in. Drawing on decades of global and domestic experience, we design bespoke solutions for clients with unique financial needs. Our specialised lending expertise covers:
- Development Finance – structuring facilities for residential, commercial, and mixed use projects
- Structured Finance – tailored arrangements for complex business or investment strategies
- Private & Alternative Funding – non-bank options for clients requiring flexibility or speed
- Bridging Finance – short-term facilities to support transitions or urgent requirements
- Emergency & Short-Term Funding – fast solutions when timing is critical, such as imminent settlement dates or unexpected cash flow pressures
- Industry Specific Lending – solutions for sectors with unique funding requirements
Our strength lies in understanding complexity, managing risk, and navigating the market to secure the right outcome. Whether you need short-term flexibility or a bespoke long-term structure, we provide clarity and confidence through every stage of the process.
Residential and Personal
Whether it’s buying your first home, upgrading, refinancing, or building an investment portfolio, makFIN Capital takes the stress out of the lending process. We understand that personal finance decisions are among the most important you’ll make, and we are here to guide you through every step. Our personal and mortgage lending solutions include:
- Home Loans – for first-home buyers, upgraders, and refinancers
- Investment Property Loans – tailored strategies for growing property portfolios
- Residential Construction Finance – for new builds and renovations
- Refinance Solutions – securing more competitive rates and better structures
- Personal Loans – funding for major purchases, lifestyle, or education
- Debt Consolidation – simplifying multiple facilities into manageable solutions
We partner with you directly, no call centres or generic service, ensuring a consistent and personalised experience. By accessing the full market of lenders, we match you with the right facility to suit your circumstances and future goals.
Business Advisory
At makFIN Capital, we understand that the right funding solution often begins with getting the fundamentals of your business in order. Our Business Advisory services are designed to help companies of all sizes and complexity position themselves for growth, resilience and lender confidence. With extensive experience across industries and markets, we partner with clients to develop and execute strategies that align financing with long-term objectives. Our business advisory services include:
- Financing Strategy – structuring and executing a tailored funding roadmap
- Business Restructuring – realigning operations and financials to strengthen sustainability
- Balance Sheet Optimisation – improving capital structure to support growth and profitability
- Lender Ready Financials – aligning reporting, governance and compliance with funding requirements
- Debt Structuring & Restructuring – reducing costs, increasing flexibility and freeing up cash flow
- Growth Planning – positioning businesses for expansion, acquisition or succession
We bring deep expertise in working with businesses at every stage of maturity, from start-ups to established corporates. By combining strategic insight with practical execution, we help clients unlock capital, strengthen financial resilience and create lasting value.